Finance operations for scaling startups

Startup accounting and CFO advisory, powered by AI. Real-time runway. Always-ready financials.

Fintera gives you GAAP-compliant, investor-ready financials with real-time dashboards that track your burn, runway, and cash position daily, and strategic guidance from a dedicated CFO matched to your stage and vertical. Without hiring a finance team.

20-minute working session. Not a sales pitch.

Day 5

monthly close

90%

less founder time on finance

CFO powered by AI

review on every close

100%

transparent pricing

Sound familiar?

Your finance team reports to you. But no one is thinking like you.

This is the default for venture backed founders It doesn’t have to be.

01

Your numbers should not hold decisions back

Accurate numbers, ready on time, so decisions around hiring, spending, and growth are backed by clarity, not delay.

02

Get CFO firepower without CFO overhead

Get strategic finance leadership, stronger planning, and better visibility without building a full in-house senior team.

03

Investor reporting needs clear numbers

Burn, runway, gross margin, and cash efficiency should be easy to access, easy to explain, and always within reach.

04

Board-ready financials, every time

Presentation-ready numbers mean less time preparing data and more time making decisions

What Fintera replaces

The Intelligence of AI. The Judgment of a Real CFO.

Automation without oversight creates risk. Strategy without execution slows you down. Fintera delivers both.

What your CFO handles

Your dedicated startup CFO

A finance partner who knows your cap table, your board, and your business.

Matched to your vertical and stage.
Reviews and validates every monthly close before you see it.
Prepares your investor-ready P&L, Balance Sheet, and Cash Flow.
Builds your board deck financial package, formatted and ready to send.
Advises on fundraising prep, burn management, and growth planning.
Available on Slack. The person you call when the numbers don't add up.

What AI handles

AI bookkeeping engine

AI powering the financial engine behind your business

Transactions categorized, reconciled, and audit-ready daily with AI support.
Department-level cost visibility with AI-powered expense allocation.
Burn rate, runway, and cash position updated daily with AI.
Connected across 30+ tools with AI-supported reconciliation.
Spending anomalies flagged in real time with AI support.
Real-time books from AI. Real decisions with a startup CFO. Close your books by Day 5 and always know your runway.
The CFO difference

Financial data is a starting point. Your CFO turns it into a competitive advantage

What a bookkeeper records

$142Kmonthly burn
March 2026
What your CFO adds
Sarah Kim

Sarah Kim Your CFO

12% MoM-driven by 2 new sales hires. At this rate, runway drops to 14 months by June.
Recommendation

Recommend: pause hire #6 until Series B pipeline confirmed

Financials that work as hard as you do.

Financials that work as hard as you do.

Your CFO keeps your books accurate, compliant & organized so you see cash position, cost base & what’s shifting without asking.

Board confidence comes from consistent reporting.

Board confidence comes from consistent reporting.

Same format. Same depth. Every quarter. Your CFO delivers the financial narrative your board reads first.

Cash decisions get sharper with someone watching the numbers.

Cash decisions get sharper with someone watching the numbers.

Burn trending up? Revenue recognition changing? Your CFO flags it before it becomes a board-level conversation.

At most firms, a dedicated startup CFO costs $3,000 5,000/month as a standalone engagement. At Fintera, it's included from the growth plan.

See pricing
Your deliverables

Investor-grade output. Every month. On time.

Three deliverables, built to the standard your investors expect. Each one passes through AI processing, expert review, and CFO validation before it reaches you.

Monthly financial package

Monthly financial package

GAAP-compliant P&L, Balance Sheet, and Cash Flow. Investor-formatted. Closed by Day 5.

Burn & runway dashboard

Burn & runway dashboard

Burn rate. Cash runway. Cash-zero date. Updated daily, not monthly. The numbers behind every all-hands and every investor update.

Board deck financial slide

Board deck financial slide

The financial page your board reads first. Clean data. Clear context. Ready to drop into your deck.

3 deliverables3 deliverables
AI processedAI processed
40+ financial checks40+ financial checks
CFO-approved before deliveryCFO-approved before delivery
Talk to a CFO
Getting started

From signed to board-ready in 30 days

Four phases. Your time commitment drops at every step.

01
ConnectDays 1–3

Accounts linked. CFO assigned. Kickoff complete.

You grant access to your accounts, bank, Stripe, payroll, accounting platform. Your matched CFO reviews your financial state and flags priorities. One 30-minute working session.

Workflow preview
Pricing

Transparent pricing. No hidden costs.

Choose your stage. Every plan is month-to-month with no setup fees, no annual contracts, and no exit penalties.

Core

Core

Starting at

$999/month

For foundational bookkeeping and reporting

  • AI-powered daily bookkeeping
  • Monthly close by Day 10
  • GAAP-compliant P&L, Balance sheet, & Cash Flow.
  • Bank & card reconciliation
  • Burn rate dashboard
  • Slack & email support
Optional CFO support starting at $299/mo
Growth

Growth

Most founders start here

Starting at

$2999/month

For companies needing forecasting, finance support, and leadership visibility

  • Everything in Launch
  • Dedicated startup CFO, included.
  • Monthly close by Day 5
  • Board deck financial package
  • Burn & runway forecasting
  • Revenue recognition (ASC 606)
  • Department-level reporting
  • Priority Slack, same-day response
Your dedicated startup CFO without the $5K salary, built into the plan
Strategic

Strategic

Starting at

Custom plans

For complex operations, deeper CFO support, and advanced reporting

  • Everything in growth
  • Senior CFO + controller
  • Weekly close by Day 3
  • M&A and due diligence support
  • Multi-entity consolidation
  • Custom dashboards & modeling
  • 24/7 escalation path
Enterprise-grade finance support
Custom pricing for high-complexity, multi-entity, or transaction-heavy businesses.
Who’s behind the work

Your CFO has a name, a reputation, and a reason to get it right

Fintera’s CFOs are independent professionals who chose this network because the operational quality meets their standard. Their reputation is on the line with every engagement.

20+ years

20+ years

Average experience across the network, Big 4, Fortune 500, high-growth startups

8 dimensions

8 dimensions

Weighted matching factors including vertical, stage, and communication style

Vetted before admission

Vetted before admission

Credentialed finance professionals who’ve closed rounds, prepped due diligence, and built board reporting

Verticals
SaaS, fintech, healthtech, e-commerce, AI/ML
Stage range
Pre-seed through Series C and IPO prep
Commitment
Non-exclusive. Month-to-month. Voluntary.

Are you a fractional CFO?

Looking for finance leadership?

Fintera CFO network
Fintera hero illustration

Sunday night spreadsheets

Scrambled board decks at 2 AM

The bookkeeper who ghosts before close

Startup finance, handled.

See how it works

20-min session
Cancel anytime
No setup fees