Close guarantee on every plan. 50% off if we miss it

Bookkeeping rebuilt for startups. Closed by Day 5 reviewed by your CFO

Your CFO and a named US controller own the close end to end. Accruals, prepaids, revenue recognition, and financials delivered with clear monthly insights. AI keeps the ledger close ready through daily categorization and reconciliation.

Works with your existing stack:

hero

90%

Close done before month-end

4

Layers of review on every close

48 hrs

Error correction guarantee

Daily

Reconciliation cadence

Why founders switch to Fintera

When your books work right, everything else moves faster

Fundraising, board prep, hiring decisions, cash planning. All of it sits on top of your books. Here's what shifts when the foundation is solid.

summary card
The problem
Closed books, but uncertain margins

Numbers verified before they reach you

Every transaction categorized daily by AI, reconciled by an ops team, reviewed line by line by a named US controller. Four layers sign off before it reaches you.

01
The problem
Stale numbers by the time you see them

Books closed by Day 5, every month

Daily reconciliation means 90% of the close happens before month-end. Your financial package is ready by Day 5. Not Day 15. Not "when we get to it".

02
The problem
One bookkeeper, no backup, no safety net

A dedicated team behind every close

AI handles volume. Ops handles reconciliation. Your controller validates and signs off. If one layer misses something, the next catches it. You always know who reviewed your books.

03
The problem
You get a P&L, but no one explains it

A CFO who tells you what the numbers mean

Your matched CFO reviews every close. Not to redo the work. To spot what changed, flag what matters, and give you a clear read before your next board meeting.

04
What a month looks like

Why Day 5 works: The close runs all month, not after it

Every step from first transaction to closed books, mapped to your calendar

How work is distributed across the month
Most services
Day 15-25
Fintera
Day 5 ✓

Most services stay idle for 28 days, then sprint. Fintera processes all 30 days, so the close is a finish line, not a starting point.

System
Day 1-28 (During the month)
Continuous processing

Every transaction categorized as it happens. Bank, card, and payment accounts reconciled daily. Anomalies flagged and resolved in real time.

Day 28-31 (Month-end)
Final adjustments

Accruals, prepaids, and deferred items posted. Last transactions captured and classified. Everything queued for review.

Human review
Day 1-3 (Next month)
Controller review

Your named controller validates every line. Checks classifications, verifies reconciliations, ensures GAAP compliance. Signs off on the financial package.

Alice Mathew, Controller
Day 4-5 (Close complete)
CFO review and delivery

Your CFO reviews the closed books. Flags what changed, what matters, what to act on. Financial package delivered to your inbox with quality scorecard attached.

Michael Ross, Your CFO
You
Day 7-10 (Your only touchpoint)
30-minute CFO call

Your CFO walks you through the numbers. What's on track, what needs attention, what to flag for the board. You leave with clarity for the month ahead.

Michael Ross
Monthly close review
Confirmed
Mon
7
Tue
8
Wed
9
Thu
10
Fri
11
CFO monthly review
10:00 – 10:30 AM · 30 min
P&L walkthrough
Runway update & burn review
Board flags & risks
What you receive

What your finance ops look like after the switch

A complete financial operation, running quietly behind everything you're building

Statements

GAAP-compliant financial statements, delivered monthly

P&L, balance sheet, and cash flow with prior-period comparisons and department-level breakdowns. Investor-grade, not compliance-grade

Prior-period comparison + department breakdowns included
Only at Fintera

Monthly quality scorecard on every close

Full transparency into the quality of every close. Published to you every month. No other bookkeeping service shares this data. We do because we can.

99.2%
categorization accuracy
Day 5
close timing
100%
reconciliation
<0.5%
error rate
The proof

Built to be measured. Backed by proof.

Six metrics we track and publish. Ask your current provider for the same.

96%

Controller continuity rate

Same named controller on your account, 12+ months running

Industry norm: rotating staff
14 days

Signup to first close delivered

Historical data, chart of accounts, and integrations. All handled. First close delivered within two weeks

Industry norm: 6–8 weeks
0.3

Post-close adjustments per month

Post-delivery corrections across all client closes. Our target is zero. This is how close we get

Industry average: 4–6 per close
100%

Diligence pass rate

Every client through diligence or audit. Zero material findings

Across all managed clients
93%

First-year client renewal rate

93% of clients choose to renew after their first year. The work speaks for itself

Annual plans, billed monthly
3x

Faster board-ready financials

Financial package arrives ready to present. The work is done before you start

Measured from founder surveys

See these numbers for yourself. Every metric is published in your monthly quality scorecard

FAQ
Still have questions? Everything you need to know before getting started
What does Fintera cost?
Plans start at $999/month based on transaction volume and complexity. All plans include bookkeeping, monthly close, a named controller, and CFO review. There are no setup fees, and all plans are annual, billed monthly
What if my books are behind?
We handle catch-up bookkeeping as part of onboarding. Whether you're 3 months or 12 months behind, we bring your books current before your first close. Catch-up is scoped and priced separately
What tools do you work with?
QuickBooks Online and Xero as primary ledgers. We integrate directly with Stripe, Gusto, Rippling, Mercury, Brex, Ramp, and most major payment and payroll platforms
Can I keep my current accounting software?
Yes. We work inside your existing QBO or Xero instance. No migration to a proprietary platform. Your data stays in your ledger, under your ownership
What happens during the first two weeks?
Your matched CFO scopes your setup. We migrate historical data, build your chart of accounts, connect integrations, and deliver your first complete financial package within 14 days
What if I want to leave?
Your data is fully portable. Complete chart of accounts, every journal entry, and all source documentation exported within 48 hours. Nothing stays behind.
Books closed

March 2026 close complete

Financial package delivered quality scorecard attached

Sarah Chen
Michael Ross
Reviewed by Sarah Chen & Michael Ross
calendar

CFO call scheduled March 8

Your books should be the easiest part of running your company

Tell us where your books stand today. We'll show you where they could be in 14 days