People Ops

Your payroll tool runs the numbers. A Fintera CFO owns whether they are right.

Fintera coordinates payroll and contractor pay across Gusto, Rippling, and ADP, keeps classification and multi-state tax right, and puts a CFO behind every decision.

150+

Payrolls owned by a CFO

99%

Of runs signed on time

50

States, zero missed filings

$250M

In pay coordinated

The gap the tools leave

Payroll software got faster.
It never got accountable.

A tool runs the numbers. A Fintera CFO owns whether they are right.

Filing ready

Speed without accuracy creates risk

01
Danger_icon

Problem

Your tool runs payroll in ninety seconds and tells you it ran, not that it was right.

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Fintera

We put a licensed CFO behind the run, so speed comes with someone accountable for the answer.

Software stops at the border

02
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Problem

Your payroll tool was built for US employees, so the day you hire abroad it becomes a wall.

Solution_icon

Fintera

We coordinate every worker under one CFO, wherever they are, so growth never outruns your setup.

Errors surface during fundraising

03
Danger_icon

Problem

A contractor filed as 1099 when the work says W-2 stays quiet until diligence, then unsettles investors.

Solution_icon

Fintera

We catch the call a tool cannot make and bring in counsel before it ever reaches a data room.

One system, two tracks

Employees and contractors run differently. Fintera owns both.

W-2 employees and 1099 contractors create different operating and compliance risks. Fintera runs each through the right process while connecting both to one financial operation.

Employees

Track A

Employees

Your payroll tools stay. Fintera adds the layer they never had.

Keep Gusto, Rippling, or ADP. Fintera adds the reviewer, not another migration
A CFO reads every run before it leaves, so errors get caught before your team feels them
Benefits, 401(k), and state employment compliance handled by the same CFO, off your desk for good
New states stop being a scramble. Payroll tax is set up before the hire, not after the notice
Contractors

Track B

Contractors

A payment tool moves money. It never asks if you should be paying a contractor at all.

Fintera reads the working relationship the way diligence will, before a 1099 becomes a finding
Exposure gets sized while it is one worker, not after it repeats across your whole contractor base
International contractors get paid without bolting on a second system to do it
The binding classification call goes to counsel, so the judgment holds up when it is tested

One financial operation

Two tracks, one ledger, one person who answers for both.

Payroll and contractor spend settle in the same books your CFO already runs

Nothing falls between two vendors, because there is only one

Before you ask
The questions founders actually ask.
The questions that come up most when growth outpaces your tax setup.
Do you replace our payroll system?
No. You keep Gusto, Rippling, or ADP. Fintera adds the review and accountability layer on top, so there is no migration and nothing to rip out. Your tool runs the mechanics; a CFO owns whether they are right.
Does a Fintera CFO decide our worker classifications?
A Fintera CFO reviews each working relationship, sizes the exposure, and flags where a contractor may need to be an employee. The binding legal determination is made with qualified counsel, not by Fintera alone. You get the judgment early and the legal call made properly.
Who is actually accountable for our payroll?
A named, licensed CFO, not a tool and not an anonymous queue. The same person signs off on your runs and answers your questions, so accountability always has a name you can reach.
Can you handle international contractors and employees?
International contractor payments are coordinated directly. For full-time employees abroad, Fintera coordinates the right setup rather than forcing your US tool to do something it was not built for. As you hire across borders, the setup keeps pace.
Isn't a dedicated CFO expensive at our stage?
You are not paying for a full-time CFO at full-time cost. AI absorbs the volume, so you pay for the judgment hours that matter, not the ones a tool can already handle. That is what puts CFO-level accountability within reach at Seed through Series B.
What happens if something is wrong?
A material error is Fintera's to catch and Fintera's to correct. Because one CFO owns both your books and your payroll, a problem gets found and fixed in one place, not passed between vendors.
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Stop being the last set of eyes on payroll.

Keep your tools. Add a CFO who reads every run, catches what the software misses, and puts their name on the result. One call is where it starts.